"I'm a guy with a Fund engagement ring.

Guys with the engagement Fund ring want to avoid pulling a Joey.

Ten years before he would never and propose to his wife, my long-time friend and former flatmate Ian has invested in a future engagement ring Diamond. It was 100% unique in time.

His Fund engagement ring began when he was 18. Father of Ian knew a former German gemologist and encouraged him to start saving for a rock. "It's something intelligent to do," says his father. The idea behind this investment at the beginning was simple: he knew a woman would eventually come in his life and diamonds do not really go down in value. Why not get a jump on one of the biggest purchases in life? Inspired by the wise words of his father, Ian began to store their pennies and asked the jeweler to keep an eye on a quality stone that was a. It wasn't too long until the jeweler is an excellent accuracy of VS1 cut diamond. Basically, the diamond has been flawless to the naked eye.

Ian paid several thousand dollars that he had stashed away and his father fronted the remains, which would be repaid over time. For an entire decade, stone and his dormant put tape in a small plastic bag. It was hidden deep into the 1970's orange recliner cushion in the hobbies of his father play. It was the last place where they expected a thief never look for diamonds.

When I heard this, I thought it was very unusual. I mean, seriously: why someone would make a such early advance investment, especially when there is no guarantees?

At the time, I had a lot of uncertainty on the search for The One. I had met many girls in college, but none that I really want to continue. I thought that I must be too picky, but now when I look back, I think I was not ready. In the process, I think I spent upwards of girls really good and probably disappointed some hearts too. Now, 33 years, I begin to understand how Ian felt when he bought this loose rock: I want to really settle down and marry. When I was younger, I felt that marriage would hold back me and somehow smother my sense of adventure. I just think that I was afraid of commitment. But I want more 'make' life alone. I realized that life is more fun when you can experience it with someone you love. And as I see all my friends get married, it hits me that I'm not getting any younger. Every day that passes, more and more women come from the market... so I better jump in before it is too late.

When a guy realizes what he wants in life, it begins preparation, whether consciously or unconsciously. It's a bit like what Billy Crystal said in when Harry met Sally, "when you realize you want to spend the rest of your life with somebody, you want the rest of your life to start as soon as possible." With Ian, it was a quite conscious choice to start saving early for her engagement ring. With me, it was more than an unconscious.

I acknowledged earlier this year that, although I had retirement savings, stocks and an emergency fund, I had a separate, account set up so that I could quickly access money for a "life event" what event of life ',' well? I would fix a ring Fund without even really admit it me.

Call me crazy, but to be honest, knowing that I have savings makes me really well. It solidifies the decision that I will ultimately not a committed relationship. Financially, it is a wise choice. When I am ready to skip the question, I are scrambling for money. Right now, I'm not in a relationship. But when I get into one, I won't say my daughter on the Fund of the ring. This is something that I would reveal my proposal.

Of course, it can sometimes be when you are unsure about why you're still saving. With Ian, there were moments where he thought that his future wife would never happen. He thought that maybe it would eventually get his ear pierced and retarget the diamond in a flashy earring or a Super Bowl-style ring that he could show to his buddies. But eventually she arrived in 2009. The girl that he had waited all these years (daughter of the coast is playful) came and proposed to the Alki Beach on overlooking the roofs of Seattle. Diamond (its economies) has finally reached its goal, and while the stone was chosen a few years earlier, it has custom ring with the ideal setting. It was exactly what she wanted.

I hope I'm not too far behind.

As said to Dara Adeeyo.

What do you think of the guys having a Fund engagement ring to the subject? Smart or stupid?